What are ULIPs?

How do ULIPs Work?

The Insurance Component of ULIPs

The Investment Component of ULIPs

Managing Investments in ULIPs and Fund Switching

What is NAV and How it Affects Your Investment

Risk and Return in ULIPs

Benefits of Investing in ULIPs

Charges Associated with ULIPs

Who Should Consider Investing in ULIPs?

Limitations of ULIPs Compared to Term Plans

Conclusion

Coming Up Next

Equity Funds

Debt Funds

Balanced Funds

Dual Advantage

Tax Benefits

Flexibility

Wealth Accumulation

Premium Allocation Charge

Fund Management Charge

Policy Administration Charge

Surrender Charge

Fund Switch Charges

People Looking for Life Insurance and Investment

Long-Term Investors

Tax Savvy Investors

Individuals with Varying Risk Profiles

Higher Cost

Market Risk

Lock-in Period

Things to Know Before Buying Life Insurance